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Financing

Eurasanté helps you draw up your business plan and establish relations with its partners within the scope of your start-up or company development project in order to provide you with the most suitable financing solutions.

Loan on Trust :

This is a loan (most often without interest, offering deferred reimbursement ranging from several months to one year) open to individuals who are seeking to start up or take over a firm, thus enabling them to raise bank financing.

The main bodies concerned in the Region are: Lille Métropole Initiative, Associations Entreprendre, Versant Nord-Est Initiative, etc.

Subsidies and Reimbursable Advances :

 

ANVAR (National Research Agency) grants different types of public aid for research: subsidies (aid prior to creation, aid to recruitment in terms of innovation), reimbursable advances (aid to innovation, etc.), particularly seed capital participative loans. This Agency is also in charge of running the national competition launched annually by the Ministry of Technological Research for innovative company start-up. The Regional Council also provides subsidies to companies that present a programme for development and job creation in the Region. The Metropolitan Lille Urban Community can invest in the same programmes when the company plans to set up a facility in the Lille Metropolitan Area.

Individuals with the ability for investment in SMEs/SMIs, demonstrating a potential for development.

Eurasanté works in connection with the BAMS, Waban-B2A, France Angels networks, etc.

Investment Capital :

Minority participation in capital, current accounts of associates or in convertible bonds so as to finance investments and the increase in the working capital requirement linked to the creation/extension of activity.

Local operators : Finorpa, Inovam, Nord Création, Nord Innovation, Autonomie et Solidarité, Nord Croissance, etc.

National and international operators : Bioam, CDC Entreprises Innovation, Sofinnova Partners, OTC Asset Management, Esperante Ventures, Z Cube, etc.

Bank Financing :

Folders for loans, leasing, factoring, etc.